Munish Dayal was appointed as one of the Board Member in November 2010, since then he has actively participated in companies' growth planning . Munish brings with him an excellent experience in growing small companies in the financial and technology sectors. His 16 years of experience with Citibank was in building businesses ranging from retail banking, cash management, asset based finance to custody, culminating as the Head of Small Business and Mass Markets group for Asia Pacific. He was also one of the early members of the senior management team at Yes Bank a recently established bank - and was instrumental in scaling up the SME and Mid Market product portfolio of the bank as a key profit center. Munish Dayal is on the Corporate Board of a number of companies in India. He is a B. Com. from Sriram College, Delhi University and a MBA graduate from Faculty of Management Studies, Delhi University.