Ransomware-as-a-Service (RaaS) is a business model used by cybercriminals to distribute ransomware through paid access. Developers create the ransomware and offer it as a service to affiliates, who then use it to carry out attacks. The earnings are split between the two parties.
How RaaS Works
A typical RaaS setup includes everything an attacker needs: encryption tools, user manuals, victim dashboards, and payment portals. Some RaaS groups operate through private forums. Others run it like a subscription, offering different pricing tiers and support. The affiliate chooses a method of delivery, such as phishing emails or exploiting vulnerabilities. Once the ransomware hits, the victim’s files are encrypted, and a ransom note appears. If the victim pays, the proceeds are shared.
This model allows non-technical actors to launch attacks, and it scales quickly. One ransomware variant can lead to thousands of independent incidents across the globe.
Why It’s a Growing Concern
RaaS reduces the skill required to carry out a ransomware attack. It gives anyone with a small budget access to tools that can cause large-scale disruption. It also fuels targeted attacks, since affiliates can select industries or regions they understand well.
Many RaaS attacks now include double extortion, where attackers steal data before encryption and threaten to publish it. This increases pressure on the victim to pay.
Impact on Indian Organisations
India has seen a steady increase in ransomware cases tied to RaaS groups. These attacks often begin with stolen credentials, exposed remote access systems, or malicious attachments. Sectors like healthcare, IT, education, and BFSI remain key targets.
The damage goes beyond downtime. Costs include data loss, investigation, legal exposure, and reputational harm.
What You Can Do Next
If you're reviewing your ransomware response plan or assessing gaps in your security posture, now is a good time to act. Proactive can help you evaluate your current risk exposure and plan the next steps.
